Auto insurance coverage features two parts.
- The first part is liability which covers your financial responsibility for injuring others.
- The second part covers the car itself, providing reimbursement of losses from fire, theft, or other perils.
Collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical and car rental coverage, as well as other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
To provide you with proper protection and protect yourself from financial loss let us guide you in purchasing the coverage suitable for you. We offer quoting through our Carriers to secure you competitive pricing. Request a quote today!
- Bodily Injury
- Property damage
- Other than Collision
- Uninsured Motorist Coverage